Dear Notre Dame Federal Credit Union,
You are delusional. Stop laughing because I am in not way, shape, or form kidding. The fact that you do not allow extended repayment plans on your student loan programs is absolute horse manure. Let us examine this for a second.
1) It costs between $37,000 and $47,000 a year to attend the institutions you cater loans to.
2) You do not award educational scholarships, hence forcing most of the students to take a loan for this absurd amount of money each year.
3) With your mandated ten year plan, this means that graduates (and I mean the sparse few that are even lucky enough to get an entry level job) are expected to pay about $900 - $1200 a month to repay their loans back. THAT'S A GODDAMN MORTGAGE PAYMENT! ::twitch::
Not everyone who attends your school is a trust fund baby, legacy student, or bathes in cash money.
I'm So Broke I Can't Even Afford Ramen Noodles
Dear Sallie Mae,
I don't even know what to say to you.
I want to repay my loans. I want to give you my money. Really! I do! But you're making it so damn difficult that all my money is going toward anti-anxiety meds and liquor.
First, you keep changing the amount I owe you. $152 a month? Okay. $349 a month? Manageable. $735 a month? Holy Shit-balls! Back down to $215 a month? I have a headache.
So I put loans into forbearance (aka, put you on the pill) to lower and regulate this crazy payment structure you've got me on. So I send you a payment, and you apply it to the loans that are in forbearance rather than to the loans that you are billing me for.
TELL ME HOW IN THE SAM HELL THAT MAKES SENSE?!?!
It's you're own damn fault I am delinquent on my student loans.
I Am Sick and Tired of Having a Different Rep Call Me Every Time You Fuck Up
You both need to get your shit together.
I'm just sayin'.